Bank Misr announced adjustments to interest rates on several Egyptian pound savings certificates, following decisions taken by the bank’s Assets and Liabilities Committee in line with recent market developments.
The changes include a reduction in yields on the three-year declining “Ibn Misr” certificate with monthly returns, set at 20.5% in the first year, 16.25% in the second year, and 12.25% in the third year.
The bank also approved a revised structure for the annually declining yield version of the same certificate, applying different rates across the three years.
In addition, the interest rate on the three-year fixed-return “Al-Qimma” certificate was reduced to 16%, with the new rates applying to certificates issued starting from 31 December 2025.
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